Maybe you don’t have a bank account. Or maybe you happen to be shopping in Walmart and have your most recent paycheck in your pocket. In either case, Walmart makes for a great option when it comes to cashing a check. Their fees are reasonable and their check limits are high. Here’s everything you need to know about cashing checks at Walmart in 2022. Show
Does Walmart Cash Personal Checks?Yes. Just head straight to the Walmart Money Services desk, or customer service desk, and quickly get your personal check cashed. You do not need to register or have an appointment to cash checks at Walmart. You also do NOT need a Walmart credit card to make it happen. Does Walmart Also Cash Two-Party Checks?Yes. Walmart will indeed cash your two-party check, up to $200 per check, and charge you $6 each. Most retailers and grocery stores charge up to $10 to cash a 2-party check, making Walmart a great option. See Also: The 11 Best Places to Cash a Check…Some Are FREE What Other Types of Checks Do They Cash?Aside from personal and two-party check, Walmart will also cash the following types of checks… – Pre-Printed checks – Payroll checks – Government checks – Tax checks – Cashiers’ checks – Insurance settlement checks – 401(k), retirement disbursement checks – MoneyGram money orders What I.D. is Required to Cash a Check?Walmart accepts the following forms of I.D. when cashing a check. – Driver’s license. – Military I.D. and Tribal I.D. – State Issued I.D. – U.S. Passport. See Also: Walmart Won’t Take Apple Pay, But Here’s a Clever Workaround What Fees Will I Incur?There are some small fees at Walmart that you need to be aware of. – Checks Up To $1,000 – For checks $1,000 or under, the maximum fee that you’ll pay at Walmart is only $4. – Checks Over $1,000 – The maximum fee for cashing checks over $1,000 is $8. – Two-Party Checks – For two-party checks up to $200, the maximum fee you’ll pay is $6. Is There a Maximum Dollar Amount That Can Be Cashed?Yes. Walmart limits check cashing to $5,000 per check, but they extend it to $7,500 from January to April. What About Business Checks at Walmart?Yes, Walmart will also cash checks written to you from a business. The same fees and maximums apply. Can I Get My Cash Put on a Walmart Money Card?Yes. When cashing a check at Walmart, you’ll be given the option of transferring the amount of the check onto a Walmart Money Card for future spending. While clearly a way for Walmart to get you to spend your money within their doors, it could be a smart way to help you control your spending. Can I Cash a Stimulus Check or IRS Check at Walmart?Yes. Walmart will happily cash your stimulus check, or tax refund check, as long as it doesn’t go over their check limits. Ask the Reader: Do you ever cash checks at your local Walmart? Is it as easy as it sounds, or am I missing something? When does Walmart stop cashing checks? Walmart is the perfect place to take care of all of your everyday needs. You can buy household items and cash checks at Walmart. Walmart is one of the largest retailers in the United States, and its Money Center offers a variety of services for customers, including check cashing. However, customers may be wondering what time does Walmart stop cashing checks. What is Walmart?Walmart is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores. Headquartered in Bentonville, Arkansas, the company was founded by Sam Walton in 1962 and incorporated on October 31, 1969. As of January 31, 2020, Walmart has 11,484 stores and clubs in 27 countries, operating under 55 different names. The company operates under the name Walmart in the United States and Canada, as Walmart de México y Centroamérica in Mexico and Central America, as Asda in the United Kingdom, as the Seiyu Group in Japan, and as Best Price in India. It has wholly owned operations in Argentina, Chile, Canada, and South Africa. Since August 2018, Walmart only holds a minority stake in Walmart Brasil, with 20% of the company's shares, and private equity firm Advent International holding 80%. What time does Walmart stop cashing checks?Walmart is one of the biggest retail chains in the United States and it offers a wide range of services, including check cashing. You can enter and cash checks in their Money Center before 8 pm on working days (including Saturdays) and before 6 pm on Sundays. However, in all cases, this kind of service is subject to certain restrictions, not exceeding five thousand dollars, for instance. The company has been gradually expanding the list of accepted types of identification, so now you can use a passport or a state ID. If you don't have any of these documents, you can still cash your check if you provide two forms of ID from the following list: a Walmart credit card, a lease agreement, a utility bill, or a bank statement. Keep in mind that each store may have its own rules and regulations, so it's always best to call ahead and ask about their check-cashing policy. What are the Walmart Money Center's opening hours?The Walmart Money Center is a great resource for those in need of financial services. Customers can access a range of services at the Money Center, including credit card applications, installment financing, and check cashing. The hours of operation for the Walmart Money Center vary by location, but most Centers are open from 8am to 8pm on weekdays and Saturdays. On Sundays, the Hours of operation are typically from 10am to 6pm. However, it is always best to call ahead to verify the hours of operation for your specific location. With extended hours and a convenient location, the Walmart Money Center is a great resource for all your financial needs. How much does it cost to cash a check at Walmart?The fee you pay to cash a check at Walmart’s MoneyCenters will depend on the value of the check being cashed. However, cashing checks with Walmart is always affordable, with the maximum amount you will have to pay being just $4 for checks worth under $1,000! Cashing a check worth more than $1,000 will cost you a maximum of $8. And, remember, the limit for cashing checks at a Walmart MoneyCenter is $5,000, unless it is tax refund season. During this time, the limit goes up to $7,500. Please note that the check cashing limit may vary depending on the state in which you are attempting to cash the check. For instance, in some states the limit is only $2,500. However, regardless of the state in which you are cashing a check at Walmart, you can rest assured that it will be an affordable process. What checks does Walmart cash?Walmart stores in most jurisdictions are able to cash major checks, including payroll, tax, and cashier's checks. However, there are some exceptions, including pre-printed checks and two-party personal checks. To find out whether Walmart stores in your state can cash a particular type of check, visit the Check Cashing page on the online Walmart Help Center. Checks that Walmart stores are unable to cash can usually be cashed at a check-cashing service or bank. There may be a fee associated with this service, so it is important to check with the provider ahead of time. When cashing a check at a service or bank, you will need to provide a valid photo ID such as a driver's license or passport. What is the best way to pay for a purchase using a travelers check at Walmart?A traveler's check is a type of check that can be used as a form of payment when traveling. Traveler's checks are not as popular as they once were, but they can still be a convenient way to pay for purchases when you're on the go. If you're planning a trip and want to use traveler's checks, it's important to know how to use them. Here's what you need to know about using traveler's checks at Walmart. When you use a traveler's check to pay for your purchase at Walmart, you'll simply go to the checkout counter and present your check to the employee. If the amount in your check is more than the total bill, you will get the change back in cash. It's important to note that not all stores accept traveler's checks, so it's always best to call ahead or ask at the customer service counter before attempting to use one. While traveler's checks are not as widely accepted as they once were, they can still be a convenient way to pay for purchases when you're on the go. If you're planning a trip and want to use traveler's checks, just be sure to know how to use them before you go. ConclusionIf you need to cash a check and don't have a bank account, Walmart is one option. Most Walmart stores have an in-store MoneyCenter where you can cash checks for a fee. The fee is typically no more than $4 for checks under $1,000 and $8 for larger checks. Check-cashing services are typically available during regular store hours, which vary by location. When cashing a check at Walmart, you'll need to provide a photo ID. In some cases, you may also be required to provide fingerprints. Related Walmart resources
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Interview Question and Answer Guide (PDF)Download our full interview preparation guide. Complete with common interview questions and example answers. Free download. No email required. Download PDFAbout the authorPatrick Algrim is a Certified Professional Resume Writer (CPRW), NCDA Certified Career Counselor (CCC), and general career expert. Patrick has completed the NACE Coaching Certification Program (CCP). And has been published as a career expert on Forbes, Glassdoor, American Express, Reader's Digest, LiveCareer, Zety, Yahoo, Recruiter.com, SparkHire, SHRM.org, Process.st, FairyGodBoss, HRCI.org, St. Edwards University, NC State University, IBTimes.com, Thrive Global, TMCnet.com, Work It Daily, Workology, Career Guide, MyPerfectResume, College Career Life, The HR Digest, WorkWise, Career Cast, Elite Staffing, Women in HR, All About Careers, Upstart HR, The Street, Monster, The Ladders, Introvert Whisperer, and many more. Find him on LinkedIn. Fact checked: Our small and dedicated team rigorously evaluates every article, guide, and reference to ensure the information is accurate and factual. Learn more. Popular ResourcesFeatured35+ Phone Interview Questions & Best Sample AnswersPhone interviews have become a core part of the process when attempting to find a secured placement for an open position. Companies receive massive responses from potential candidates for any.. Featured12+ Best Questions To Ask A RecruiterConcerning a job search, you might receive numerous offers from your recruiters. Before you choose one, you need to assess all the conditions, for which it is vital that you know everything associated with the offered position.. FeaturedAnswering "What Makes You Unique" In A Job InterviewAnswering this question during a job interview requires more than knowing why you are unique as an individual. Yes, the true scientific answer is made up of two main components: your.. Featured250+ Ice Breaker Questions for LifeAn ice breaker question is a question that’s asked from one person to another person in order to act as a conversation starter. It brings a connection... Featured10 Best Answers to "What Motivates You?"Open-ended questions like “What motivates you?” can elicit a deer-in-the-headlights reaction from job candidates if they are unprepared. It’s a broad question and can leave the interviewer.. FeaturedAnswering "How Did You Hear About This Position" In An InterviewA lot of interviewers ask this question - how did you hear about this position? This way they can judge you if you are a passive or an active job seeker.. Featured8 Best Thank You Emails After an Interview (Samples, Free Templates)Writing a thank you note after an interview says a lot about you as a potential employee. Most notably, it says that you care about the opportunities presented.. FeaturedWriting a Resignation Letter (How To Write It, Samples)Writing the perfect letter of resignation is more of an art than it is a science. And we’re going to cover how to master that art form in this full guide.. FeaturedHow to End a Letter (Example Salutations, Sign Off's)Knowing how to end a business note or email is an important skill to develop. It helps portray a sense of confidence, respect and tone to your message.. How late can you cash a check?Personal, business, and payroll checks are good for 6 months (180 days). Some businesses have “void after 90 days” pre-printed on their checks. Most banks will honor those checks for up to 180 days and the pre-printed language is meant to encourage people to deposit or cash a check sooner than later.
Can I cash a check at night?You can cash a check without a bank account at check-cashing businesses, like Payomatic, PLS 24/7, Speedy Cash, CSFC or at stores like Walmart or Kroger.
What is Walmart's policy on check cashing?Check-Cashing Limits
Walmart has a simple limit for check-cashing: $5,000 per check. During the months of January through April, this limit is increased temporarily to $7,500 to accommodate the larger checks that customer might bring in as a result of their tax refunds.
What kind of checks can you cash at Walmart?What Kind of Checks Does Walmart Cash In?. Pre-printed checks.. Business checks.. Payroll checks.. Government checks.. Tax refund checks.. Two-party personal checks.. Out-of-state checks.. MoneyGram money orders bought at Walmart.. |